Pay close attention to required minimum distribution rules
The oldest baby boomers (those born in the year 1946) began turning age 70.5 in summer of 2016 and have begun taking required minimum distributions (“RMDs”) under IRS guidelines for at least one if not two tax years now (2016 and 2017). The rules surrounding RMDs can be confusing and mistakes can be costly. Below are a few tips to keep in mind when managing your RMDs.
Update on local road repair projects
By Zach Friend, Santa Cruz County Supervisor
Here are some updates on local road repairs and proposed projects for bike and pedestrian safety this year. Funding for these projects comes from Measure D (which brings in about $900,000/year to our district for local roads), SB...
APTOS History Corner
Before Rancho Del Mar and Safeway came to Aptos, that property was used for growing sugar beets and cauliflower. State Park Drive was lined on both sides with huge cypress trees. Highway 1 was a four-lane highway with no overpass or on-and-off ramps. Aptos was a small town but was getting ready for a growth spurt and the Cabrillo College Aptos campus was just being planned.
Fine-tuning moves for 2018
Last month we wrote about a couple of year-end money moves to make. Now that we’ve rung in the New Year, below are a couple of areas to look to fine-tune your financial life for 2018.
Ask Nicole: Making the most of summertime schedules
Nicole Young is the mother of two children, ages 14 and 18, who also manages Santa Cruz County's Triple P - Positive Parenting Program, the world's leading positive parenting program. Scientifically proven, Triple P is made available locally by First 5 Santa Cruz County, the Santa Cruz County Health Services Agency (Mental Health Services Act) and the Santa Cruz County Human Services Department. To find a Triple P parenting class or practitioner, visit triplep.first5scc.org, www.facebook.com/triplepscc or contact First 5 Santa Cruz County at 465-2217 or [email protected].
New affordable housing options | By ZACH FRIEND
The next workshop will take place at the Rio Sands Hotel Conference Room at 116 Aptos Beach Drive in Aptos (Rio Del Mar). It will be held March 24 from 1-2 p.m. (English) and 2:30-3:30 p.m. (Spanish).
Non-spouse beneficiaries of IRAs
Gary E. Croxall, CFP®
Soren E. Croxall, CFP®
Croxall Capital Planning
Securities and Advisory Services offered through National Planning Corporation (NPC), member FINRA/SIPC, a Registered Investment Advisor. Consulting and Investment Management offe
Rethinking retirement
By Soren & Gary E. Croxall
The coronavirus pandemic and the subsequent economic fallout has forced many people to rethink their retirement strategy. Whether you are mid-career and retirement is still a distance out, retirement is fast approaching, or you are a recent retiree wondering...
Navigating the new Aptos Village traffic improvements
One of the largest issues in the greater Aptos Village area is traffic flow and improving flow in that area has been a focus of your county’s traffic engineers. County traffic engineers made signalization (along with new turn lanes and bike, bus and pedestrian improvements) as the model for improving flow in that area. With the new lights (and most of the other main improvements) completed at Trout Gulch and Soquel, we have been working to make refinements based on community feedback.
County changing Accessory Dwelling Unit (ADU) rules
There is no question it is very difficult to afford housing in our county. One has to earn more than $70,000 to afford the rent of a two-bedroom apartment locally and our median home prices are hovering around $850,000.























