Guest Columnist

The industrialization of Aptos as a lumber town and competition from new hotels in Santa Cruz, Capitola and Monterey, caused Spreckels to close his Aptos Hotel. In 1896, Spreckels tore down the Aptos Hotel and used the materials to build the factory and town of Spreckels near Salinas. He moved several whole buildings from Aptos to Spreckels.

As I begin each new year as your County Supervisor, I like to report back in this column on some of the things we’ve accomplished because of your partnership and communication of priorities. Here is a very small overview of what we accomplished in 2017: Community Meetings: In 2017, we’ve held 71 open office hours in Aptos, Corralitos, La Selva Beach and Watsonville and held or attended nearly 50 community and neighborhood meetings in Seacliff, La Selva Beach, Aptos, Watsonville, Capitola and Corralitos. In addition, I’ve written over 50 columns in local papers and neighborhood newsletters and sent a number of e-newsletters to communicate with our district about county happenings.

According to reports from the Huffington Post, the number one New Year's Resolution is to lose weight. That's not surprising as they also report that about one in every three adults in this country is obese.

In December 2019, Congress passed the SECURE Act which is the first major change to retirement legislation since 2006 with the passage of the Pension Protection Act. The passage of the SECURE Act will affect retirement savers in a number of ways from changes...

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In July 2019, the state of California launched CalSavers, a program designed to allow employees access to a retirement savings plan administered by the state if their employer doesn’t currently offer their own retirement savings plan.  What is CalSavers? CalSavers is essentially a Roth IRA that...

Throughout California there are discussions about how to address the significant affordable housing crisis. Recent academic and industry studies done on home affordability have shown that in some coastal communities less than a quarter of people earn enough income to be able to purchase a home in their community and many can’t afford rising rents. Seniors are struggling to stay in the homes they own with an overall rising cost of living. Santa Cruz County is no exception.

It’s May already and you know what that means… Pomp and Circumstance playing and kids in their caps and gowns graduating from high school and college and moving into the next phase of their life.

You walk into your local mortgage office (keep it local!) with that smirk on your face that only you and your wife recognize. Right off the bat you announce you have the down payment money and right off the bat you get asked, “you also have the closing cost, I presume…?” Closing cost? What!? You mean everyone in this process doesn’t work for free? Let me tell you, not only do they not work for free, some work for more than others! There are two sections of cost when referring to the closing cost of a home loan. One is recurring closing cost; the second is non-recurring closing cost. The first includes items like your pre-paid property taxes, hazard insurance and that first payment that you don’t send, you know, the one that everyone thinks is free, it’s not.

In a recent budget message to the Board, the County Administrative Officer noted that as the county emerged from the Great Recession, the Board has worked to limit the growth of the overall budget while focusing on restoring reserves and investing in key