Guest Columnist

Last month we wrote about a couple of year-end money moves to make. Now that we’ve rung in the New Year, below are a couple of areas to look to fine-tune your financial life for 2018.

The industrialization of Aptos as a lumber town and competition from new hotels in Santa Cruz, Capitola and Monterey, caused Spreckels to close his Aptos Hotel. In 1896, Spreckels tore down the Aptos Hotel and used the materials to build the factory and town of Spreckels near Salinas. He moved several whole buildings from Aptos to Spreckels.

Before Rancho Del Mar and Safeway came to Aptos, that property was used for growing sugar beets and cauliflower. State Park Drive was lined on both sides with huge cypress trees. Highway 1 was a four-lane highway with no overpass or on-and-off ramps. Aptos was a small town but was getting ready for a growth spurt and the Cabrillo College Aptos campus was just being planned.

A Review of the Tax Cuts and Jobs Act of 2017 — At the end of 2017, Congress passed the Tax Cuts and Jobs Act. Under that piece of legislation, Congress slashed the top corporate tax rate for businesses from 35 percent down to 21 percent.

The title is supposedly an acronym for where the name “golf” came from. I don’t like to be politically incorrect but, this is what is called an “old wives’ tale.” Women have been very involved in golf on the Monterey Bay. Marion Hollins, a championship golfer, developed the Cypress Point Club and Pasatiempo Golf Club.

So this “ask a broker” thing has gotten off to a good start, thank you! The winner was able to see the Warriors beat the Spurs and watched in horror as our superstar and savior Steph Curry got hurt, we need Durant to step up!

Once each decade, the U.S. Census Bureau attempts to count every person in the United States. The next count will occur in a year and will be the first to rely heavily on online responses.

Happy New Year, Readers. It’s time to say ‘tis the Season. No, not that season—it’s TAX SEASON! Tax season involves long hours at the office with little to no time for anything other than work. But it also become a time of year where gratitude...

The coronavirus pandemic has created a lot of uncertainty and has also put financial plans to the test. As we continue to navigate these tumultuous times, it’s important to continue to have a game plan in place for things we can control to help...

Throughout California there are discussions about how to address the significant affordable housing crisis. Recent academic and industry studies done on home affordability have shown that in some coastal communities less than a quarter of people earn enough income to be able to purchase a home in their community and many can’t afford rising rents. Seniors are struggling to stay in the homes they own with an overall rising cost of living. Santa Cruz County is no exception.