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Aptos
March 4, 2026

College savings and charitable contributions

A couple of months ago we wrote about some of the major changes taking place with the passage of the Tax Cuts and Jobs Act last December. However, this month we wanted to focus on two aspects in particular and how you may be able to utilize some of the changes for your benefit.

The Rio Del Mar Beach Club

Both Seacliff and the Rio Del Mar developments were severely impacted by the depression which started in 1929, the same year the Rio Del Mar Hotel opened.

Ask Nicole: Making the most of summertime schedules

Nicole Young is the mother of two children, ages 14 and 18, who also manages Santa Cruz County's Triple P - Positive Parenting Program, the world's leading positive parenting program. Scientifically proven, Triple P is made available locally by First 5 Santa Cruz County, the Santa Cruz County Health Services Agency (Mental Health Services Act) and the Santa Cruz County Human Services Department. To find a Triple P parenting class or practitioner, visit triplep.first5scc.org, www.facebook.com/triplepscc or contact First 5 Santa Cruz County at 465-2217 or [email protected].

Water, water everywhere | History Corner

Every winter, the people who live and work in the flats of Rio Dell Mar experience flooding in the streets and in their yards. Every winter, news reporters descend on the area to cover the events. This year, one reporter asked me about the...

Steps to avoid outliving your money in retirement

The recent market volatility at the end of 2018 reminded us that markets don’t always behave as we would like. We’re sure that many people probably fell out of their chair after they opened up their Dec. 31 account statements.

A recap of 2019’s real estate market | Real Estate Report

In 2019, the average sales price for single-family homes was $1,117,353 and the median sales price was $1,000,000. This compares to 2018, where the average was $1,195,194 and the median was $1,008,000, so an ever-so-slight downtick in price in 2019. But, the volume was...

Gentlemen Only, Ladies Forbidden

The title is supposedly an acronym for where the name “golf” came from. I don’t like to be politically incorrect but, this is what is called an “old wives’ tale.” Women have been very involved in golf on the Monterey Bay. Marion Hollins, a championship golfer, developed the Cypress Point Club and Pasatiempo Golf Club.

Pandemic personal finance plan

croxall financial help
The coronavirus pandemic has created a lot of uncertainty and has also put financial plans to the test. As we continue to navigate these tumultuous times, it’s important to continue to have a game plan in place for things we can control to help...

Breaking the 'cycle'

The holiday season has come and gone and many are left with the familiar feeling of regret after months of lack of exercise and overeating. They feel tired, sluggish, and yes, out of shape and over-weight ... again. This is what we call the "Holiday Weight Cycle." The problem is that fad diets and extreme exercise routines are often a “go-to” for most people; sometimes they work, but usually they don’t. For most these extreme measures are not sustainable and lead only to frustration or failure. For example, when one "starves" themselves or abruptly starts a daily, high-intensity exercise regimen it often leaves them feeling defeated and they quit; hence the "cycle" continues. The problem isn’t that people don’t have enough will-power, it's the "System" itself. As a society we tend to set unrealistic expectations which pressures individuals to give into unhealthy behaviors such as this "Holiday Weight-Cycle." Will 2018 be your year for change? Or will this cycle leave you one year farther from your goal to be healthy and fit again?

County Climate Action Strategy | ZACH FRIEND

While the county works to reduce emissions and keep climate change from getting worse, the Climate Action Strategy presents a set of strategies to address the county’s vulnerabilities to climate change that will occur. The strategies include a broad range