Addressing Fireworks in our Neighborhoods and Beaches
With Memorial Day and the unofficial start of summer the number of complaints for fireworks begins to increase.
Paying taxes: A matter of perspective
Happy New Year, Readers. It’s time to say ‘tis the Season. No, not that season—it’s TAX SEASON!
Tax season involves long hours at the office with little to no time for anything other than work. But it also become a time of year where gratitude...
Overview of current road funding and conditions
The Board of Supervisors recently received an overview of the condition of local roads, including a scoring measure called the Pavement Condition Index (PCI). The PCI is a score from 0-100 that gives you a sense of the condition of local roads
Serving you on County and Regional Commissions
Santa Cruz County Supervisor Zach Friend holds his son Elliott while speaking at the Aptos Chamber of Commerce's monthly breakfast meeting on Jan. 11. Friend touched on topics such as transportation, traffic and housing, mentioning that residents have to earn $70,000 a year to afford a two-bedroom apartment in Santa Cruz County. He encouraged residents to get involved and "choose the type of community you want," rather than pass on responsibility to future generations. "You may feel like, individually, you cannot make a significant difference on the way the community's trajectory will go," Friend said. "But I also know that if each one of us even did something small, the sum of all of those things will be more change than any of us would ever have been able to envision." Friend was also recently appointed chair of the Board of Supervisors. Photo by Jeanie Johnson
A most amazing man, and rich, too: Claus Spreckels | by John Hibble
The first owners of Aptos were the King and Queen of Spain. The Catholic Church and the Army administered their holdings.
The Rio Del Mar Beach Club
Both Seacliff and the Rio Del Mar developments were severely impacted by the depression which started in 1929, the same year the Rio Del Mar Hotel opened.
The last Aptos Native American?
A tiny six-page pamphlet about Aptos Village reads:
Not so long ago there were hundreds of Aptos Indians still living and working in this area. Ralph Mattison, banker, tells of seeing them camped on the beach and remembers his father giving them cheese and milk...
College savings and charitable contributions
A couple of months ago we wrote about some of the major changes taking place with the passage of the Tax Cuts and Jobs Act last December. However, this month we wanted to focus on two aspects in particular and how you may be able to utilize some of the changes for your benefit.
Rethinking retirement
By Soren & Gary E. Croxall
The coronavirus pandemic and the subsequent economic fallout has forced many people to rethink their retirement strategy. Whether you are mid-career and retirement is still a distance out, retirement is fast approaching, or you are a recent retiree wondering...
Non-spouse beneficiaries of IRAs
Gary E. Croxall, CFP®
Soren E. Croxall, CFP®
Croxall Capital Planning
Securities and Advisory Services offered through National Planning Corporation (NPC), member FINRA/SIPC, a Registered Investment Advisor. Consulting and Investment Management offe























