Where’s my refund?
We mentioned in our January article that many people were likely to be surprised that come tax filing time the refund that they have come to expect every year in the spring has evaporated, or worse yet, they now owe money to the IRS!
Saying goodbye
Name a brick for your family and become a permanent part of Aptos Village.
Pandemic personal finance plan
The coronavirus pandemic has created a lot of uncertainty and has also put financial plans to the test. As we continue to navigate these tumultuous times, it’s important to continue to have a game plan in place for things we can control to help...
Climate change adaptation
Over the last few years the County has experienced significant flood events and damage that we are still working to repair. With climate change, severe events like these storm sets are expected to become more common as are the severity and length of droughts....
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Steps to avoid outliving your money in retirement
The recent market volatility at the end of 2018 reminded us that markets don’t always behave as we would like. We’re sure that many people probably fell out of their chair after they opened up their Dec. 31 account statements.
County changing Accessory Dwelling Unit (ADU) rules
There is no question it is very difficult to afford housing in our county. One has to earn more than $70,000 to afford the rent of a two-bedroom apartment locally and our median home prices are hovering around $850,000.
County budget in COVID-19 crisis
By Zach Friend, Santa Cruz County Supervisor
As the world economy has plunged toward recession the local economy, and County budget, are facing the same retraction. With the tourism industry, one of the largest employers and tax elements (directly through hotel taxes and indirectly through...
Financial advice: Understanding CalSavers
In July 2019, the state of California launched CalSavers, a program designed to allow employees access to a retirement savings plan administered by the state if their employer doesn’t currently offer their own retirement savings plan.
What is CalSavers?
CalSavers is essentially a Roth IRA that...
Aptos Real Estate Recap
Aptos is a very special place to live and work and I look forward to the second half of 2017!