Pay close attention to required minimum distribution rules
The oldest baby boomers (those born in the year 1946) began turning age 70.5 in summer of 2016 and have begun taking required minimum distributions (“RMDs”) under IRS guidelines for at least one if not two tax years now (2016 and 2017). The rules surrounding RMDs can be confusing and mistakes can be costly. Below are a few tips to keep in mind when managing your RMDs.
Navigating uncertainty
As we write this month’s article, we are facing a sea of uncertainty. First and foremost, we understand yours and your loved one’s physical health is of primary concern. However, we wanted to use this article to discuss a few tips and resources to...
Ask Nicole: Making the most of summertime schedules
Nicole Young is the mother of two children, ages 14 and 18, who also manages Santa Cruz County's Triple P - Positive Parenting Program, the world's leading positive parenting program. Scientifically proven, Triple P is made available locally by First 5 Santa Cruz County, the Santa Cruz County Health Services Agency (Mental Health Services Act) and the Santa Cruz County Human Services Department. To find a Triple P parenting class or practitioner, visit triplep.first5scc.org, www.facebook.com/triplepscc or contact First 5 Santa Cruz County at 465-2217 or [email protected].
The first friend
The Friends of the Aptos Library have started a new program called Our Community Reads, which asks everyone to read the same book, and then a series of special events are planned to enrich the experience for those people who did read the book. The Friends also hold book sales and fundraisers to make our library a better place for all of us. But, what if there were no Aptos Library? Our story begins with the very first “friend” who started the library.
Overview of current road funding and conditions
The Board of Supervisors recently received an overview of the condition of local roads, including a scoring measure called the Pavement Condition Index (PCI). The PCI is a score from 0-100 that gives you a sense of the condition of local roads
Teaching children financial lessons during the holidays
The holiday season is upon us! 2017 has flown by and we are only weeks away from Thanksgiving. Friday, Nov. 24 means a mad dash to be the first in line at your favorite store for Black Friday shopping, or maybe you shop from the convenience of your living room on Cyber Monday. Either way, the holiday season can turn into a stressful time of juggling family obligations, parties, and last minute to do’s before you ring in the New Year. However, the holiday season can also be an opportune time to teach your kids lessons about giving and basic financial literacy. Below are a couple of ideas to consider.
Making housing more affordable in our county | By ZACH FRIEND SANTA CRUZ COUNTY SUPERVISOR
At the local level the county has taken significant steps toward modernizing and improving affordable housing regulations to help encourage the creation of affordable housing.
Ask Nicole: The many faces of positive parenting
There’s a Chinese proverb, “A journey of a thousand miles begins with one step.” It makes me think of the Triple P – Positive Parenting Program motto, “Small changes, big differences.” Together, both quotes provide a helpful reminder that in this lifelong journey called “parenting,” the greatest growth and change often comes from taking one small step at a time.
Caution, slow down for home loans
I’m not sure who to blame for just how fast consumer services are rendered. I think with the advent and revelation of the seven-minute abs work out video companies have pushed for faster is better. I think faster is sometimes better … I mean, I go fast in my car and that’s kind of cool and getting information off my blazing fast internet is useful, but closing a mortgage loan in 10 days sounds … not right! If you’re a seasoned home buyer or a seasoned refinancer then this article might not be for you.
Something in the water
Gena Rea Timmons is shown on the right. Aptos History Museum archives























